Money wisdom with an axe to grind — and absolutely nothing in common with those boring beige finance blogs.
Gen Z, brace yourselves. I’ve used a sprinkle of AI magic on this website — and yes, this is literally the first time I’ve ever generated images with it.
I’m Generation X, so imagine your parents trying to build a website while muttering at the screen and Googling “how do I make this button work.” If you bail now just because AI was involved, you’ll miss out on a lifetime of financial wisdom, stories, and laughs — all from a book soon to be published that used AI about as much as your dad uses TikTok.
Join the NewsletterPre-order the Book
ᚱ ᚰ ᚳ ᚠ ᚦ
Rosie Jameson AKA Thrifty Thora
Coming Fall 2026
Money…from Newborn to Nearly Dead
A Money Autobiography & Financial Navigation Guide Over a Lifetime
Money…from Newborn to Nearly Dead is the book, e-book, or Audible choice for you if you’ve ever thought, “Wow, I really should’ve gotten a manual for this whole life and money thing.”
Think of learning from others’ successes and failures with money as a free sample from the Walmart of life. It is a how-to guide to day-to-day habits, with numerous examples, stories, and quotes to help you create your own set of rules to reduce debt and save, which you can invest for a better future.
Join the NewsletterPre-order the Book
Do you live paycheck to paycheck & wonder where your money Houdini’d off to?
Do you live paycheck to paycheck, wonder where your money Houdini’d off to by the end of the month, desire to pay your rent or purchase a home, stare at open enrollment forms like they’re written in ancient hieroglyphics, dream of saving for an emergency (or, you know, the future), need some creative comic relief while reading about money management, and occasionally panic‑Google how to retire or prepare for the whole “one day I won’t be here” situation?
If you answer yes to any of these, then here is the book for you — starring THRIFTY THORA!
Money-Smart = Hard Work & Patient
Catchy Poem About Money
You opened up a lifetime money navigation book to master personal finance,
And gave your money management a desperate second chance.
Step one of financial planning: You must control your spending,
And stop keeping up with the Joneses and their fake-wealth pretending.
You’ll pay yourself first and budget, and learn to save your money,
Let compound interest grow your stash into a pot of honey.
You’ll save for retirement now, though clearance you may be buying—
So later you can have a paid off house without even trying!
What will the book cover be? It’s not this one generated by Copilot.
Gen Z, brace yourselves. I’ve used a sprinkle of AI magic on this website — and yes, this is literally the first time I’ve ever generated images with it.
I’m Generation X, so imagine your parents trying to build a website while muttering at the screen and Googling “how do I make this button work.” If you bail now just because AI was involved, you’ll miss out on a lifetime of financial wisdom, stories, and laughs — all from a book soon to be published that used AI about as much as your dad uses TikTok.
Coming Fall 2026
Money…from Newborn to Nearly Dead: A Money Autobiography & Financial Navigation Guide Over a Lifetime
Generated by Copilot
If you answer yes to any of these situations, then here is the book for you, starring THRIFTY THORA!
Living paycheck to paycheck — feeling like your money evaporates the moment it arrives
Wondering where your money went — the classic end‑of‑month “Houdini” disappearance
Wanting to cover rent or buy a home — aiming for stability or a big milestone
Staring down open‑enrollment forms — trying to decode benefits written in hieroglyphics
Dreaming of an emergency fund — or just saving for future‑you
Needing comic relief while learning about money — before crying about finances, try laughing first
Panic‑Googling retirement — or the whole “one day I won’t be here” planning
Money‑Smart=Hard Work & Patient Farm girl+Education+time=@thriftythora Debt‑free degrees + a paid‑off house Habits > luck. Always.
Rosie Jameson AKA Thrifty Thora, April 2026Money…from Newborn to Nearly Dead: A Money Autobiography & Financial Navigation Guide Over a Lifetime is the book, e-book, or Audible choice for you if you’ve ever thought, “Wow, I really should’ve gotten a manual for this whole life and money thing.”
Think of learning from others’ successes and failures with money as a free sample from the Walmart of life. It is a how-to guide to day-to-day habits, with numerous examples, stories, and quotes to help you create your own set of rules to reduce debt and save, which you can invest for a better future.
Scandinavian Festival in Ephraim, Utah, May 2026.
Thrifty Thora had this photo taken with all components, but without text. The background was too busy, so it was removed and replaced with a new one. The ax, bag of money, & text were adjusted using Copilot AI, along with generating the logo.
I, Thrifty Thora, and my husband, Frugal Frank, have enjoyed cheesy rhymes throughout our marriage. Here are some discussion topics in “Money…From Newborn to Nearly Dead.”
With a Passion for Teaching People to Master Control of their own Money
Below are the actual chapter topics in the book, including Keeping Up With the Joneses – Not. Learn from Thrifty Thora, of course, Spender Sam, Warren Buffett, Minimal Mike, Investor Ian, Disappointed Deb, and Indiana Jones.
Keeping up with the Joneses- Not
Experience says don’t envy what the Joneses choose to flash— You’ve never seen their credit score or how they burn through cash. That shiny boat, that fancy car, that “perfect” backyard deck? For all you know, they’re one Coke away from financial wreck.
Pay Yourself First
Before buying a house or a car that goes “vroom,” Make sure your savings have plenty of room. Stack cash for emergencies, Roth 401(k), and stock, so your lifestyle doesn’t tick like a broken cuckoo clock. Invest first, spend later — that’s the adulting tune, even if your budget cries softly soon.
Essentials & Non-Essentials
Spend money your way — go wild, have a blast, but consequences sprint faster than you can run past. Essentials are food, water, shelter, and clothes, not energy or fountain drinks or coffee that flows. Fun is Disney+, Amazon Prime, and other hobbies galore… till your wallet falls through the floor.
Careers & College
My grandma was brilliant, top of her class, but the Great Depression said, “College? Hard pass.” On her deathbed, she whispered, wise as could be, “Grandkids go to college in place of me since graduates seem better off in life.” Granddaughter Thora gives financial college tips to avoid Great Depression economic strife.
Wedding & Raising the Kids
Sticking to a budget can create a magical wedding. If marriage covenants are not a priority, a negative start to the marriage is heading. Dresses, flowers, and decorations are fluff. If they aren’t perfect, don’t be in a huff. Children are taught through examples, especially the home money learning lab samples. Just do it, have grit, & don’t quit.
Retirement & Nearly Dead
Start Roth saving for retirement while you’re still young and spry, before the tax monster wakes up and starts sniffing your pie. If you’re late to the game, don’t pout or despair, just save like a squirrel with winter‑time flair. Skip Netflix & take out that costs half your pay. Your future self & posterity will thank you one day. Pray, $ rules obey, & all before you pass away.
Thrifty Thora’s daughter’s MBA Graduation, SUU, April 2025, no debt = scholarships, working since 16, & saving.
An Array of Financial Resource Goals & Tips
Thora’s comprehensive outline caters to a diverse clientele, from someone living paycheck to paycheck to a wise saver who wants financial tips to maximize their dollars and save more.
Thrifty Thora’s Debt Relief
Learn from Thrifty Thora’s Money Things, others’ experiences with money, and Thrifty Thora’s Action Items.
Showcase your goals, money saved, and invested. Cut out or decrease spending on small things like A&B, then spend on C&D, your big desire.
Experience a world with less stress due to financial well-being through desire, education, planning, discipline, and work.
Eiffel Tower, An Experience in Paris on a Budget, 2022
Arches National Park, 2025
Thrifty Thora’s will Help You Start Your Sound Financial Path
Learn how to pay yourself first.
Discover day-to-day habits that lead to investing.
Recognize personal habits that eat up money.
“Every dollar has a job, so don’t let it be lazy, cause stress, or incur debt.
Let your dollars work in the background as you live your life so you don’t fret.” Thrifty Thora
Life Essentials Advice in “Money…From Newborn to Nearly Dead”
You opened up a lifetime money navigation book to master personal finance,
And gave your money management a desperate second chance.
Step one of financial planning: You must control your spending,
And stop keeping up with the Joneses and their fake-wealth pretending.
You’ll pay yourself first and budget, and learn to save your money,
Let compound interest grow your stash into a pot of honey.
You’ll save for retirement now, though clearance you may be buying—
So later you can have a paid off house without even trying!
What will the book cover be? It’s not this one generated by Copilot.
Gen Z, brace yourselves. I’ve used a sprinkle of AI magic on this website — and yes, this is literally the first time I’ve ever generated images with it.
I’m Generation X, so imagine your parents trying to build a website while muttering at the screen and Googling “how do I make this button work.” If you bail now just because AI was involved, you’ll miss out on a lifetime of financial wisdom, stories, and laughs — all from a book soon to be published that used AI about as much as your dad uses TikTok.
Coming Fall 2026
Money…from Newborn to Nearly Dead: A Money Autobiography & Financial Navigation Guide Over a Lifetime
Generated by Copilot
If you answer yes to any of these situations, then here is the book for you, starring THRIFTY THORA!
Living paycheck to paycheck — feeling like your money evaporates the moment it arrives
Wondering where your money went — the classic end‑of‑month “Houdini” disappearance
Wanting to cover rent or buy a home — aiming for stability or a big milestone
Staring down open‑enrollment forms — trying to decode benefits written in hieroglyphics
Dreaming of an emergency fund — or just saving for future‑you
Needing comic relief while learning about money — before crying about finances, try laughing first
Panic‑Googling retirement — or the whole “one day I won’t be here” planning
Money‑Smart=Hard Work & Patient Farm girl+Education+time=@thriftythora Debt‑free degrees + a paid‑off house Habits > luck. Always.
Rosie Jameson AKA Thrifty Thora, April 2026Money…from Newborn to Nearly Dead: A Money Autobiography & Financial Navigation Guide Over a Lifetime is the book, e-book, or Audible choice for you if you’ve ever thought, “Wow, I really should’ve gotten a manual for this whole life and money thing.”
Think of learning from others’ successes and failures with money as a free sample from the Walmart of life. It is a how-to guide to day-to-day habits, with numerous examples, stories, and quotes to help you create your own set of rules to reduce debt and save, which you can invest for a better future.
Scandinavian Festival in Ephraim, Utah, May 2026.
Thrifty Thora had this photo taken with all components, but without text. The background was too busy, so it was removed and replaced with a new one. The ax, bag of money, & text were adjusted using Copilot AI, along with generating the logo.
I, Thrifty Thora, and my husband, Frugal Frank, have enjoyed cheesy rhymes throughout our marriage. Here are some discussion topics in “Money…From Newborn to Nearly Dead.”
With a Passion for Teaching People to Master Control of their own Money
Below are the actual chapter topics in the book, including Keeping Up With the Joneses – Not. Learn from Thrifty Thora, of course, Spender Sam, Warren Buffett, Minimal Mike, Investor Ian, Disappointed Deb, and Indiana Jones.
Keeping up with the Joneses- Not
Experience says don’t envy what the Joneses choose to flash— You’ve never seen their credit score or how they burn through cash. That shiny boat, that fancy car, that “perfect” backyard deck? For all you know, they’re one Coke away from financial wreck.
Pay Yourself First
Before buying a house or a car that goes “vroom,” Make sure your savings have plenty of room. Stack cash for emergencies, Roth 401(k), and stock, so your lifestyle doesn’t tick like a broken cuckoo clock. Invest first, spend later — that’s the adulting tune, even if your budget cries softly soon.
Essentials & Non-Essentials
Spend money your way — go wild, have a blast, but consequences sprint faster than you can run past. Essentials are food, water, shelter, and clothes, not energy or fountain drinks or coffee that flows. Fun is Disney+, Amazon Prime, and other hobbies galore… till your wallet falls through the floor.
Careers & College
My grandma was brilliant, top of her class, but the Great Depression said, “College? Hard pass.” On her deathbed, she whispered, wise as could be, “Grandkids go to college in place of me since graduates seem better off in life.” Granddaughter Thora gives financial college tips to avoid Great Depression economic strife.
Wedding & Raising the Kids
Sticking to a budget can create a magical wedding. If marriage covenants are not a priority, a negative start to the marriage is heading. Dresses, flowers, and decorations are fluff. If they aren’t perfect, don’t be in a huff. Children are taught through examples, especially the home money learning lab samples. Just do it, have grit, & don’t quit.
Retirement & Nearly Dead
Start Roth saving for retirement while you’re still young and spry, before the tax monster wakes up and starts sniffing your pie. If you’re late to the game, don’t pout or despair, just save like a squirrel with winter‑time flair. Skip Netflix & take out that costs half your pay. Your future self & posterity will thank you one day. Pray, $ rules obey, & all before you pass away.
Thrifty Thora’s daughter’s MBA Graduation, SUU, April 2025, no debt = scholarships, working since 16, & saving.
An Array of Financial Resource Goals & Tips
Thora’s comprehensive outline caters to a diverse clientele, from someone living paycheck to paycheck to a wise saver who wants financial tips to maximize their dollars and save more.
Thrifty Thora’s Debt Relief
Learn from Thrifty Thora’s Money Things, others’ experiences with money, and Thrifty Thora’s Action Items.
Showcase your goals, money saved, and invested. Cut out or decrease spending on small things like A&B, then spend on C&D, your big desire.
Experience a world with less stress due to financial well-being through desire, education, planning, discipline, and work.
Eiffel Tower, An Experience in Paris on a Budget, 2022
Arches National Park, 2025
Thrifty Thora’s will Help You Start Your Sound Financial Path
Learn how to pay yourself first.
Discover day-to-day habits that lead to investing.
Recognize personal habits that eat up money.
“Every dollar has a job, so don’t let it be lazy, cause stress, or incur debt.
Let your dollars work in the background as you live your life so you don’t fret.” Thrifty Thora
Life Essentials Advice in “Money…From Newborn to Nearly Dead”
